Licensed by Capital Market Authority

Your idle cash

earns income

covers expenses

pays rent

covers salaries

Earn up to 5.6% yield with next-day liquidity
and access the best murabaha rates across Saudi banks.

Earn up to 5.6% yield with next-day liquidity and access the best murabaha rates across Saudi banks.

Earn up to 5.6% yield with next-day liquidity
and access the best murabaha rates across Saudi banks.

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Start in Minutes

Up to 5.6% yield

Next-day liquidity

Sharia-compliant

Through top asset managers and trusted Saudi banks

One platform for all

your treasury needs

Fixed-return term murabaha and a flexible money market portfolio.
All in one place to manage your company’s treasury.

Murabaha

Secure best rates from trusted Saudi banks.

View Murabaha features

Treasury Portfolio

Earn up to 5.6% yield with next-day liquidity.

View Treasury Portfolio features

With up to 5.6% yield, Abyan Business helps your company earn 20% higher returns than traditional term deposits — while keeping your cash fully liquid and Sharia-compliant.

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Treasury Portfolio

Earn daily returns without locking up your money

Earn daily returns without
locking up your money

High Yields Secured, No Maturity Guesswork

Daily Returns

Murabaha Based

Partial Withdrawal

Fast Withdrawals

Keep your funds liquid while maximizing yield. The Treasury Portfolio offers high annual returns, combining flexibility, safety, and access to your capital anytime.

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Murabaha

Secure the best rates

Secure the best rates from trusted Saudi banks

from trusted Saudi banks

Best Bank Rates Secured, No Manual Search

Fixed and Predictable Returns

Low Minimums, 0% Fees

Flexible Maturities

Fully Digital, Zero Paperwork

Access high-yield murabaha terms from multiple banks, all through one platform. Compare rates, diversify maturities, and manage your treasury with zero paperwork.

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Built on trust,

powered by experience

Partnered with top Saudi banks and asset managers licensed by the Capital Market Authority, and fully Sharia-compliant.

Through top asset managers and trusted Saudi banks

Managed more than 3B+ SAR investments

Sharia-Compliant Investments

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Prof. Dr. Yusuf Alshubaily

Committee Chairman

Dr. Faisal Alshammari

Committee Member

Abdulaziz Aldumaiji

Committee Member

Start earning returns in minutes

Schedule a call

Start in Minutes

Create your account

Open and verify your account in minutes, fully digital with zero paperwork.

Allocate funds

Place funds into murabaha terms or the treasury portfolio based on your needs.

Start earning

Begin earning returns as soon as your funds are placed.

Manage your treasury with total visibility and control

Treasury Dashboard

Monitor balances, yields, and maturities.

Relationship Manager

Dedicated expert for your business needs.

User Management

Add team members, set roles and permissions.

Reports & Documents

Download statements and certificates instantly.

FAQs

Find answers to all your questions

What products does Abyan Business offer?

Abyan Business provides two treasury products: Murabaha terms offering the best rates across Saudi banks, and Treasury Portfolio invested in Money Market Funds with next-day liquidity.

Can I withdraw my funds immediately?

Yes, you can withdraw anytime. Withdrawals from matured murabaha are processed within the same or next business day, while funds from the Treasury Portfolio can be withdrawn within the same or next day for amounts up to SAR 3M, and within 1–5 business days for larger amounts.

Is there a minimum balance requirement?

There’s no minimum balance required for the Treasury Portfolio. Murabaha terms start from SAR 50,000 per term.

What does Abyan Business cost?

There are no fees for Murabaha terms. A 0.5% annual management fee applies to amounts invested in the Treasury Portfolio.

How much can my business earn?

You’ll earn the exact yield shown on each term deposit — no hidden fees. The Treasury Portfolio currently offers up to 5.6% annual yield based on the latest running rate.

How does Abyan keep my funds secure?

Abyan is licensed and regulated by the Capital Market Authority (CMA) and offers low-risk treasury products, designed to preserve your capital while earning consistent returns.

Who can open an Abyan Business account?

Any registered Saudi business with a valid commercial registration (CR) — from startups to corporates.

What products does Abyan Business offer?

Abyan Business provides two treasury products: Murabaha terms offering the best rates across Saudi banks, and Treasury Portfolio invested in Money Market Funds with next-day liquidity.

Can I withdraw my funds immediately?

Is there a minimum balance requirement?

There’s no minimum balance required for the Treasury Portfolio. Murabaha terms start from SAR 50,000 per term.

What does Abyan Business cost?

There are no fees for Murabaha terms. A 0.5% annual management fee applies to amounts invested in the Treasury Portfolio.

How much can my business earn?

You’ll earn the exact yield shown on each term deposit — no hidden fees. The Treasury Portfolio currently offers up to 5.6% annual yield based on the latest running rate.

How does Abyan keep my funds secure?

Abyan is licensed and regulated by the Capital Market Authority (CMA) and offers low-risk treasury products, designed to preserve your capital while earning consistent returns.

Who can open an Abyan Business account?

Any registered Saudi business with a valid commercial registration (CR) — from startups to corporates.